Creating A Budget For Christmas Gifts

 

With Christmas quickly approaching, many people are figuring out how to purchase their Christmas gifts without blowing their budget and falling into debt. While giving is a great way to make your friends and family members happy, the consequences of giving more than you can afford usually comes back to haunt many of us in January, when the first credit card bills are received. Here are some tips on how to create a Christmas budget and avoid debt. 

The most important thing you should remember is that you shouldn't have to go into debt to please the ones that you love. If you cant afford a specific gift, then choose an item that is more affordable. Your friends and love ones would rather see you financial healthy than in debt due to gifts.

One way you can avoid debt this Christmas is to create a budget for gifts this year and stick to it. Unfortunately, it is just not enough to give yourself a rough estimate to stay within. Make sure to realistically come up with an amount that you will spend. Simply stating that you will only spend $200 on presents for all your friends, family members and co-workers might not be realistic, choose an amount that it is feasible, too low and you will feel guilty for easily surpassing it, too high and you might not restrain yourself from needless spending. 

There are several strategies that can save you lots of money this Christmas season. The first strategy is to use a debit card instead of a credit card. Debit cards debit money from your bank accounts instead of borrowing it from a bank or credit card company. The upside is that debit cards are just as convenient, but do not require you to pay any interest on payments you make. This can easily save you hundreds of dollars a year in high interest fees.

Finally, another great way to shop this Christmas is to do research online. If you know what you would like to buy for someone, research online where it costs the least amount of money. In most cases, you can easily shop online from privacy of your own home, save money and purchase the items that your friends or family members want most.

This Christmas season, don't dig yourself into a hole with debt. By following the above tips you can make sure that you avoid the common debt trap that so many fall into year after year. Remember to shop smart, reduce the amount of purchases you make with credit cards and create a realistic budget. Doing so will usually result in saving hundreds of dollars over the course of the year.

 

Christmas Season

Christmas is a holiday being celebrated during December 25 to commemorate the birth of Jesus Christ. Although it is a Christian holiday, it is also widely celebrated by many non-Christians. There are many traditions or customs being celebrated including caroling, gift giving, display of various decorations, exchange of greeting cards, lights, garlands, mistletoe, special meal nativity scenes and so much more.In the later part of this blog I will be discussing different items regarding Christmas.

Santa Clause also known as Father Christmas is a popular folklore figure in many countries around the world that is associated with the bringing of gifts for children. With the use of sleigh and 8 reindeer he is delivering toys from rooftop to rooftop. 

There is a so called toy factory that is located at the North Pole. This   factory is being operated by elves. They are the one who is preparing the gift to be given on Christmas. The gift that you can receive depends on how good kid you are.





Rudolph is the ninth reindeer of Santa Clause. He became the favorite of Santa Clause because of his Red Nose that became so bright specially during night. His nose became the light of all the reindeer including Santa during their trip on giving gifts to children. I have research its lyrics I hope you like it.

                          

"Rudolph the Red Nosed Reindeer"

Rudolph, the red nosed reindeer had a very shiny nose.

And if you ever saw him, you would even say it glows.

All of the other reindeer used to laugh and call him names.

They never let poor Rudolph join in any reindeer games.

Then one foggy Christmas Eve Santa came to say: Rudolph with your nose so bright, won't you guide my sleigh tonight?"

         Then all the reindeer loved him as they shouted out with glee,

                                Rudolph the red nosed reindeer, you'll go down in history!

                                                                    


Christmas Tree symbolizes the tree of life in the Garden of Eden. It is a decorated evergreen coniferous tree, real or artificial and a tradition associated with the celebration of Christmas. Christmas lights , ornaments, garlands and tinsel were being use as a decoration during Christmas season.

The tradition of decorating an evergreen tree at Christmas started in Germany in the 16th century. The custom of erecting a Christmas Tree can be historically traced to 16th century Northern Germany and Livonia. By the early 18th century this custom became common in towns of the upper Rhineland. It was regarded as a Protestant custom bu the Roman Catholic majority along the lower Rhine. In the early 19th century, the custom became popular among the nobility and spread to royal courts as far as Russia.

Christmas Lantern

Christmas Lantern from the Philippines are traditionally made out of bamboo and paper come in various sizes, shapes and designs. The shape is said to be inspired by the star on the Nativity of Jesus guided the Magi to the manger. I also symbolizes the victory of light over darkness. 


The Parol, technically called Philippine Christmas Lantern, was adapted from the Chinese Lantern and the Mexican to symbolizer the Star of Betlehem. Traditionally, parols are made from a star shaped framework made of bamboo sticks which are then covered by colored pieces of Japanese paper or crepe paper.

Christmas Lights

 The use of decorative, festive lighting during Christmas holiday is a tradition in many Christian cultures, it is also has been adopted as a secular practice in a number of other non-Christian, or predominantly non-Christian cultures.

Christmas Lights

While the use of celebratory lighting during winter solstice festivals pre-dates Christianity, it is the European partly secularised traditions associated with Christmas which are now commonly recognised and enjoyed as Christmas lights.

A Christmas carol also called as noel is a carol whose lyrics are on the theme of Christmas or the winter season. it is being sung traditionally in the period before or during Christmas. The first specifically Christmas hymns that we know of appear in the fourth century Rome. In the ninth and tenth centuries, the Christmas "Sequence" or "Prose" was in introduced in the North European monasteries, developing under Bernard of Clairvaux into a sequence of rhymed stanzas.

Christmas Carol

Today carols are regularly sung at Christian religious services. Some compositions have words which are clearly not of a religious theme, but are often still referred as "carols". Traditionally, carols have often been based on medieval chord patterns, and it is this that give them their uniquely characteristic musical sound.

Frosty the Snowman

Frosty the Snowman is a popular song written by Walter Rollins and Steve Nelson. "Frosty" was subsequently adapted to other media including a popular television special. the song was originally titled "Frosty the Snowman".



In 1969, the Rankin-Bass company produced a thirty-minute animated television special of Frosty the Snowman. Frosty is a snowman who comes to life by the placement of a magical hat found by some children, with whom he shares playful adventures before he has to hurry on his way.

Merry Christmas and Happy New Year to all!!!!!